Date: 2014-04-11 11:21 pm (UTC)
Вообще-то max-out-of pocket $12700 на семью c 2014 года согласно Obamacare
AFAIK это относится практически ко всем видам страховок (есть правда какие-то исключения)

http://www.kaiserhealthnews.org/Features/Insuring-Your-Health/2013/061113-Michelle-Andrews-out-of-pocket-costs.aspx
Under the law, the maximum amount a consumer with single coverage will pay out-of-pocket in 2014 will generally be $6,350 while a family could pay up to $12,700. Those totals include copayments and deductibles, but not premiums, and they apply only to plans that are not grandfathered under the law
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